Understand IDV: Use The Right Tool For The Job

KYC for new account openings, car rentals, new hire immigrations checks

Fraud prevention during account recovery, onboarding, or transaction authorization

Collect data to inform existing processes

Fully managed IDV assurance with a detailed “Proof of Verification” detail page for audit and confidence, or via API

Manual flags common

Patent-pending selfie chaining technology ensures one Nametag per person, stopping repeat offenders

Webcams capture photos (or photos of photos), extract data, sometimes matched to a template, and sometimes cross-referenced with other data sources. Machine learning often is applied in the cloud or on prem for data extraction

Smartphone cameras provide higher fidelity image capture and security features to eliminate digital manipulation and focus on physical manipulation using rich 3D data and App Attestation. On-device and cloud-based AI and machine vision enable structural and semantic analysis.

‍Other platforms simply can’t do this so they need to use other data sources and templates

Passive or video required from any camera

Single selfie captured with advanced depth maps and native smartphone cameras

Browser-based encryption. Varying standard adherence.

Hardware-backed cryptography on device and cloud. SOC 2 Type II audited; GDPR, CCPA, HIPAA compliant

Cross platform and device type

Cross platform and device type

Requires multiple browser redirects and basic graphic elements

First of its kind app-clip technology. Provides native mobile app feel, speed, and visual effects

No

No

Mostly white-labeled

Mostly white-labeled

User shares everything on the ID with a company

Privacy Mask prevents oversharing. Users share only required data with explicit consent

All collected PII is often required to be stored by the company 

No collected PII is required to be stored by the company

Varying

Serverless, multi-region, cloud-native architecture

Name, birthdate, sometimes address, sometimes SS, sometimes ID number

Name, birthdate, +18, +21, phone number, address, verified profile photo, personal or work email

Company handles requests 

End-user controls sharing and revocation self-service

General “check the box”

Explicit customer text for the action requested

User re-scans their ID every time

User is re-verified with only a face for second use using patent-pending Selfie Chaining technology

Recoverable, patent-pending device-to-identity binding eliminates permanent lockouts when a device is lost or broken

Universal APIs, SDKs, and some have out-of-the box portals

Universal APIs, SDKs, and advanced out-of-the box portals

Single-use, one-time

Extend from support or step-up use cases to complete Sign in with ID functionality when needed

Mixed global coverage

Full global coverage for over 10,000 document types

Per transaction

Unlimited transaction per user - or per transaction